Military Computer Loans

Military Computer Loans are designed to help military soldiers get a laptop computer, even if they have a little bit of bad credit on their record. A computer can come in handy when a soldier is away from home. It can help keep in touch with loved ones via the Internet. Single or married, father or son, mother or daughter, a person in service almost always feels homesick whenever he or she’s assigned in a place far from home. When you are far from home, a letter from home means so much.


Now with the invention of email, a letter from home can reach you in the blink of an eye. No more waiting for weeks for a printed letter to wander its way through the postal system. Yes, although you and your family are physically apart, constant and quick communication via email will help ease the pain of separation.

The most convenient way to communicate constantly with your loved ones on the computer is to own your very own laptop. If you don’t have enough money to buy one, you can probably obtain one of today’s military computer loans to pay for the purchase.

Some firms will even allow you to have the loan payment automatically deducted from your paycheck so that there’s no need for you to worry about taking time to make the payments.

Of course, since you’ll be paying interest for a military loan, you should make the best out of your military laptop computer loan. First of all, you should be obtaining a military laptop computer loan for the right reasons:

Connecting to the Internet – This is the primary reason that a military individual would want to own a laptop for. Consider, however, if you’re going to be assigned in a place where there is almost zero access to the Internet. If so, would you still like to proceed with the purchase? Maybe not.

Play DVDs – Military life can be terribly isolated at times. And then there is always the “hurry up and wait” issue where you are waiting, waiting, waiting. You need to find sources of entertainment to keep yourself from getting bored, tense, bothered, and crazy. One way of doing so is having a laptop and getting to watch some of your favorite movies or listen to your favorite music as often as you want.

Keeping a Journal – Sometimes, letting out your innermost thoughts and feelings is the best way to relax. If you think having a diary is too silly or unsafe, a laptop will allow you to write down your thoughts in a “sensible” manner and secure it with a password.

Work – Perhaps you’re interested in owning a laptop because you want to improve the efficiency of your troop? While that’s certainly commendable of you, make sure that you ask your superior first if you’re allowed to hook on to their network when you have your own laptop.

Websites – Some people run a hobby, or even earn a side income, by building their own website. If you create a website that makes some money then there is a chance your computer and loan interest cost might even qualify for a tax deduction later on. Ask an accountant for professional advice on this possibility.

Choosing the Best Laptop for Your Military Computer Loan

If you’re buying for the right reasons, then the next thing we have to do is ensuring that you’re also buying the right product for your needs.

Weather Conditions – Military personnel already based in places like Iraq will surely tell you that the weather conditions there are anything but easy. The heat is probably the greatest enemy of your laptop. You need to buy a laptop that can withstand extremely hot temperatures. Secondly, there’s the dirt. If desert storms are of the norms, you definitely need a laptop that won’t malfunction when a little dust gets inside its system.

Shock and Fall-Proof – Military life is expected to be rough. There’s always a chance that you’ll drop your laptop while running to the nearest base. Hence, make sure that your laptop will survive the nastiest of falls. At the very least, consider purchasing a laptop case for your portable computer.

The case should be made of sturdy material, provide protection even if it’s submerged underwater, dust-tight, easy to carry, and with an adjustable foamy interior to accommodate all types and sizes of laptops. Lastly, the case should be designed to accommodate locking devices so that your laptop will remain secure. Such cases are usually accompanied with a lifetime guarantee, in which repairs and replacements are absolutely free.

Features for Military Use – If you are intending and have been allowed to use your laptop to aid you in your job, it must be equipped or capable of handling military software. Its screen for instance must also be equipped to provide visibility even in light-challenged conditions. It must also be capable of shielding electromagnetic emissions so that its performance won’t be affected even if it’s constantly and greatly exposed to other machines being used at the base.

Features and Hardware Requirements for Personal Use:

Video Card – To ensure high image resolution

Hard Disk Drive – To allow you to save as many files as you wish

Memory – To ensure that the laptop will perform smoothly

Connectivity – It must be WiFi, Bluetooth, and Infrared capable to allow easy access to the Internet and file uploading

Entertainment – It must have capabilities of playing DVDs and running games

A laptop is more than a toy. Sometimes, and especially for people in the military, it can help in keeping one sane and connected. There are even some bad credit laptop loans for military personnel. Shop around and you will find the right source of funds for your situation. And with prices of laptops so reasonable now, it wont take a very large military computer loan to be able to buy one for yourself.