Privacy Policy - Disclaimer - Terms of Use

Terms and Conditions of Use Agreement:

ACCESS TO THIS SITE:

YOU MUST BE A LEGAL ADULT OF EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS MILITARY LOANS 101 WEB SITE. NO PERSON UNDER EIGHTEEN YEARS OF AGE IS PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. BECAUSE OF THE AGE RESTRICTION ON THIS WEBSITE, NO INFORMATION OBTAINED BY THIS SITE OR AFFILIATES OR LINKED-TO SITES FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA), THEREFORE THIS SITE IS NOT REQUIRED TO BE NOR IS IT MONITORED AS DOING SO.

This site does not provide any financial or legal or professional advice of any kind whatsoever. The site and its services, including the information above, are for informational and entertainment purposes only and is not a substitute for professional advice.

Always seek the advice of a qualified professional before starting any new course of action. Do not delay seeking or disregard advice based on information on this site or any sites linked to or referred to or mentioned on this site. Financial information changes rapidly and while this site and its content providers make efforts to update the content on the site, some information may be out of date.

MilitaryLoans101.com is an online information and communications service (the "Service"). Use of the Service is governed by the terms and conditions of this Agreement. Please read this Agreement carefully before accessing or using the Service. Throughout this Agreement, MilitaryLoans101.com is referred to as "we" or "us."

General terms and conditions

Your access and use of this site and its services binds you to this Agreement. If you do not agree to the terms and conditions of use for this site, you may not use the Site or its services. You must be 18 years of age or older to use this site. If you are not 18 years or older you may not use the Site or its services.

We may modify this Agreement at any time. Any modifications made to this Agreement will be effective immediately upon posting on the site. By accessing or using the Service, you agree to be bound by all of the terms and conditions of the Agreement as posted on the Service at the time of your access or use. You agree to review the Agreement posted on the Service each time you use the Service so that you are aware of any modifications made to this Agreement.

Educational Statement

By visiting this site you acknowledge and agree that all material provided on the MilitaryLoans101.com site is provided for informational or educational purposes only and that you should consult a professional financial advisor regarding the applicability of any opinions or recommendations with respect to your unique situation.

Disclaimer

THE SERVICE AND ANY INFORMATION CONTAINED ON OR PROVIDED THROUGH THE SERVICE IS PROVIDED ON AN "AS IS" BASIS AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. THAT MEANS THAT THE INFORMATION CONTAINED ON OR PROVIDED THROUGH THIS SERVICE IS INTENDED FOR GENERAL CONSUMER UNDERSTANDING AND EDUCATION. ANY ACCESS TO THIS SITE IS VOLUNTARY. WE WILL REGARD ALL ACCESS AS VOLUNTARY AND AT THE SOLE RISK OF THE USER.

This site and its services are for consumer educational and entertainment use only. Nothing contained in this site is or should be considered, or used as a substitute for, professional advice. The services provided on this site are there to educate consumers on financial issues that may affect their daily lives. This site and its services do not constitute the practice of any professional advice or services.

All material provided on the MilitaryLoans101.com site is provided for informational or educational or news or entertainment purposes only, it is not a substitute for professional advice and you should consult a professional regarding the applicability of any news, opinions or recommendations or questions.

Because of the designated purpose of this site and the services it provides, you agree that MilitaryLoans101.com does not constitute a service that targets any one community, user group, business or industry. Because the site is designed for educational purposes, you also agree that it does not constitute "doing business" in any specific jurisdiction or soliciting business for us or any of our affiliated companies, subsidiaries or our parent company or establishing "minimum contacts" with any jurisdiction outside of the state of Washington.

We ask users to always seek the advice of a qualified professional with any questions. Never disregard, avoid or delay in obtaining advice from your qualified professional because of something you have read on this site.

We do not operate, control, supply, endorse, warrant or guarantee any information, products, services or merchandise that are not clearly identified as information, products, services or merchandise supplied by us. We also do not warrant or guarantee that files available for downloading through the Service will be free of infections or viruses, worms, Trojan horses or other code that contains contaminating or destructive properties.

We, and our content providers, cannot and do not guarantee or warrant against errors, omissions, delays, interruptions or losses including loss of data. Users of this site are responsible for maintaining a means external to MilitaryLoans101.com for the reconstruction of any lost data. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, this site, or any part thereof, with or without notice.

Disclaimer of Warranties and Limitation of Liability

WE DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS OF ANY KIND WHATSOEVER (INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE OR NONINFRINGEMENT, OR ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, OR WITH RESPECT TO ANY INFORMATION, PRODUCT, SERVICE, MERCHANDISE OR OTHER MATERIAL PROVIDED ON OR THROUGH THE SERVICE. WE DO NOT WARRANT OR GUARANTEE THE ACCURACY, COMPLETENESS, CORRECTNESS, TIMELINESS, OR USEFULNESS OF ANY INFORMATION, PRODUCTS, SERVICES, MERCHANDISE OR OTHER MATERIAL PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. WE MAKE NO WARRANTY OR GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE. WE ARE NOT LIABLE TO ANY USER OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY OR NOT TAKEN BASED ON RELIANCE UPON THE INFORMATION CONTAINED ON OR PROVIDED THROUGH THE SERVICE.

Users' agreement

Users will not copy, download, upload or transmit any communications or content of any type that infringe or violate any rights of any party.

Users will not use this site for any purpose in violation of local, state, national or international laws.

Users will not use this site as a means to distribute advertising or spam, or other unsolicited material to any third party.

Users will not post material that is unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful or embarrassing to any other person or entity as determined by us in our sole discretion.

Users will not impersonate another person or create any false contact information or record for themselves or others. Users will not hold us, or any of our affiliates, subsidiaries, individuals or parent company liable for damages including (but not limited to) loss of wages, revenue or business because of any services related to or provided by this site. The sole and exclusive remedy for dissatisfaction with the services of this site will be to stop using the Service.

Users will indemnify us and any of our parent or subsidiary companies or organizations, and any of our successors, assigns or licensees, together with any of their respective officers, directors and employees, individuals, against any damages, losses, liabilities, judgments, costs or expenses (including reasonable attorneys' fees and costs) arising out of a claim by a third party relating to use of the Service, or any breach or violation of this Agreement or any other term or condition contained on the Service.

Users agree to comply with all user responsibilities and obligations as stated in these Terms of Service. Users' representations

All site users represent and warrant that they are at least 18 years of age and that they possess the legal right and ability to agree to these Terms of Service and to use this site in accordance with these Terms of Service.

Conflict resolution

You agree that this Agreement is entered into between you and us in the State of Washington, United States of America, and is performed within the State of Washington and governed by and shall be construed in all respects under the laws of the State of Washington, exclusive of its choice of law or conflict of laws provisions. In any claim or action by you directly or indirectly arising under this Agreement or related to the Service, you and we each irrevocably agree to submit to the exclusive personal jurisdiction of the Washington State District Court sitting in King County, Washington, or if such court does not have subject matter jurisdiction, then you and we each irrevocably agree to submit to the exclusive personal jurisdiction of the United States Court for the District of Washington, and whichever of those two courts has jurisdiction, you and we each waive any jurisdictional, venue, or inconvenient forum objections to such court. In any claim or action by you directly or indirectly arising under this Agreement or related to the Service, you and we each irrevocably agree that any claim must first go through arbitration before going to court, in a good faith attempt to resolve any claim without going to court.

If any of the provisions of this Agreement are held to be not enforceable by a court or other tribunal of competent jurisdiction, then such provisions shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect. This Agreement constitutes the entire agreement between you and us relating to the access and use of the site and any of its services. This Agreement may not be modified, in whole or in part, except as described elsewhere in this Agreement. Anything contained on the Service inconsistent with or conflicting with the terms of this Agreement is superseded by the terms of this Agreement.

Termination of services

If you violate these Terms and Conditions of Use, your use of this site will terminate. We may notify you that you have breached the Agreement and your account is being terminated. We may, in our sole discretion, terminate your access to this site, or any portion thereof, or discontinue providing the site, or any portion thereof. These actions are in addition to and not in lieu or limitation of any other right or remedy we may have available at law. Further, we shall not be liable to you or any third party for any such termination or discontinuance.

General

We do not guarantee continuous, uninterrupted or secure access to our services, and operation of this site may be interfered with by numerous factors outside of our control. You agree that these Terms and Conditions of Use and all incorporated agreements between us and you may be automatically assigned by us, in our sole discretion, to a third party in the event of a merger, acquisition or liquidation.

Our failure to act with respect to a breach by you or others of these Terms and Conditions of Use does not waive our right to act with respect to subsequent or similar breaches. These Terms and Conditions of Use set forth the entire understanding and agreement between us and any site user with respect to the site, its uses and services.

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms and Conditions of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms and Conditions of Use are for convenience only and have no legal or contractual effect. Copyright and trademarks

The marks "Military Loans 101" and logo may be pending trademarks and service marks of the publishers. The materials on the site are copyrighted by us and/or other applicable rights holders. You may download and reprint a single copy of the materials from the Service for your own personal, noncommercial use only, provided you include all applicable notices and disclaimers. Any other use of the materials is strictly prohibited without our prior written permission and the permission of the applicable rights holder(s).

You accept all of the foregoing terms and conditions of this Agreement by any use of the Service.

Copyright (c) 2006 by MilitaryLoans101.com. All rights reserved worldwide.

You may reach us at: militaryloans101 [AT] yahoo [dot]com - replace "AT" and "dot" with the usual symbols. (this helps us to cut down on spam robots using our mail).